- Endowment Loosely refers as saving plans. Endowment plan is a low-risk financial instrument compared to stocks and shares. It is usually issued by an insurance company and it consists of both guaranteed and projected return.
- Insurance Insurance is often the most ignored item in retirement planning. However, it is an extremely important wealth preservation tool, especially during retirement. It is also an effective legacy funding tool for legacy planning.
- Investment Most people are more concern about the % return of an investment than the risk that comes along with the investment. It is important to weight the risk verse the potential return when one consider different investment strategies.